Daniel G Fink CIC, CRM, AAI
                   Insurance Expert Witness

                           INSURANCE AREAS OF EXPERTISE  
                                 Review Coverages, Claims, and Agent Standard of Care
                                                               Policy Interpretations
                                                  Bad Faith/Unfair Claim Practices
                                               Underwriting - Property & Casualty
   Auto, Business Owners, Cyber Liability, Employers Liability,   EPLI, Health,  Homeowners, Liability & Property Insurance, Life, Professional Liability, Umbrellas, Workman's Compensation

Curriculum Vitae

Daniel G. Fink, CIC, CRM, AAI has over 35 years experience in the insurance industry
including practicing insurance agent, instructor, expert witness, speaker, association
president, and company representative.  

For 33 of those year, Daniel sold and serviced insurance as a licensed practicing
insurance agent and as an agency owner and manager.  He now serves as territorial
manager on the insurance company / MGA side of insurance.  For over 12 years he has
taught insurance education classes analyzing coverages and teaching standards of care
and ethics.  

Daniel began his insurance career after earning a Bachelor of Arts (cum laude) in
Journalism and English from Oakland University, Rochester, Michigan.  He earned the
professional designations of Certified Insurance Counselor (CIC), Certified Risk
Manager (CRM), and Accredited Advisor in Insurance (AAI). He has held insurance
licenses in many states.   He has done extensive work in
Commercial P&C, Personal Lines P&C, as well as Life & Health insurance

Daniel is an instructor for The National Alliance for Insurance Education & Research, as
well as for many state association from the IIABAz (AZ) to the MIIA (MI).  His areas of
expertise on which he teaches include: General Liability, Workers’ Compensation,
Business Auto, Commercial Property, Personal Auto, and Residential
Property/Homeowners, Life & Health Insurance  as well as Agency Operations, Ethics, and
Advanced Learning classes.  He teaches classes for the Certified Insurance Counselor
(CIC) and the Certified Insurance Service Representative (CISR) programs. In addition
he has been an instructor/ presenter on topics of insurance and risk management for
business education classes, conventions, and industry groups.  He is teaching
insurance studies as an adjunct professor at Glendale Community College (AZ).  

Daniel served as President of the Independent Insurance Agents and Brokers of Arizona
for 2010 to 2011 and served on its board of directors before and after his presidency and
also served as chairman of the Association’s Education Committee.  Daniel has also
worked on the property licensing exam for Arizona and casualty insurance agents.

Daniel’s first insurance position was at a Mid-western insurance agency selling and
servicing insurance policies.  He helped to grow the agency into a strong regional service
center by managing the commercial lines department and supervising producers.  

In 1999, Daniel returned to his home state of Arizona with his family and operated his
own agency which he later merged into a larger Arizona agency – Ideal Insurance.  .  
This merger allowed Daniel to concentrate on insurance sales and teaching.  In 2013,
Daniel joined an insurance carrier/MGA – UCA General & Pacific Excess – and became
their territorial Manager/marketing representative.


Bachelor of Arts – Majors in Journalism & English – Cum Laude
Oakland University – Rochester, MI

Associates in Arts – Cum Laude
Glendale Community College – Glendale, AZ

Professional Designations
Certified Insurance Counselor (CIC)
Society of Certified Insurance Counselor, 1992

Certified Risk Manager (CRM)
Society of Certified Risk Managers, 2006

Accredited Adviser in Insurance (AAI)
Insurance Institute of America, 1991


Certified Insurance Counselor (CIC) Program:
Business Auto Policy
Workers’ Compensation
Commercial Umbrella

Certified Insurance Service Representative (CISR) Program:
Commercial Casualty (CGL, WC, BAP)
Commercial Property
Agency Operations
Personal Auto Policy
Personal Residential
Life & Health
William T Hold Seminars (Advanced Learning Series)